Mobile

Will Apple Pay Reign Supreme?

There has never been a more exciting time in payments. Let me re-phrase that. There has never been an exciting time in payments. But if you read tech blogs lately, you’d think we were moments away from revolution. Unless the oppressed proletariat can pay with iPhones, they’ll start pummeling Nobu waiters with pearl-encrusted Prada bags.

Will Apple Pay Reign Supreme? Read More »

Microsoft’s Nuclear Option for Mobile

The new market share for Windows Phone are brutal. According to Kantar Worldpanel, Microsoft’s share dropped from 4.7% to 3.6% in the US by May 2014 vs last year. It’s also declining in Germany, flat-lining in Brazil, and completely vanishing in China. To a heated, two-horse race, Microsoft brought a donkey. That doesn’t mean there’s no hope. After all, how

Microsoft’s Nuclear Option for Mobile Read More »

10 New Rules for Mobile Payments and Loyalty Startups

My business is helping companies speed up innovation – often by partnering with tech startups. A wilder ride compared to my days leading innovation at Fortune 100 companies.  But lately,  I’ve experienced enough déjà vu to get a platinum medical marijuana card. Maybe you’ve heard of “multiple discovery”. The theory says that similar inventions happen simultaneously because

10 New Rules for Mobile Payments and Loyalty Startups Read More »

Why Walmart and Other Retailers Are Muscling in on Mobile Payments

Having led innovation at Amex, MasterCard and Citi, I know where the bodies are buried. I also know that payment wars aren’t just about fees anymore. That’s so 1990’s.  Years ago, when Walmart threatened to enter payments and banking, incumbents nearly soiled their Hanes. After a little sword-fighting, providers slashed their margins so thin, big

Why Walmart and Other Retailers Are Muscling in on Mobile Payments Read More »

How Killing the Angry Bird Will Save American Entrepreneurship

Hyper-connected tech blogger Robert Scoble, recently wrote about treating startups more critically.  Robert found himself meeting with lots of crappy, over-funded, digital startups that desperately need more time in the oven, an intervention by Dr. Drew, or more likely, Dr. Kevorkian. (My words, not Robert’s.)  Not only am I seeing the same things, but I’d take it a step further. I

How Killing the Angry Bird Will Save American Entrepreneurship Read More »